Our Approach
Credelis Capital promotes responsible financing practices and encourages customers to carefully consider their financial circumstances before accepting financing.
Before You Borrow
Consider:
- How much financing you actually need.
- Whether the repayments fit your budget.
- The total amount repayable.
- The applicable interest and charges.
- The repayment frequency.
- The consequences of missed payments.
Borrow Responsibly
Customers should avoid taking financing commitments that they do not reasonably expect to meet.
Customers should understand the purpose, cost and repayment obligations associated with any financing before accepting it.
Understand Your Agreement
Before accepting financing, review the applicable financing amount, interest or profit rate, fees, repayment schedule, late-payment provisions and other contractual obligations.
If You Experience Repayment Difficulty
Contact us as early as possible if you believe you may have difficulty meeting your repayment obligations.
Early communication may allow available options or next steps to be discussed.